Injury Compensation: What Can Accident Victims Expect?
If you have been injured in an accident, you need to understand what your rights are. A Miami personal injury lawyer can provide you with help understanding when you can pursue a claim for compensation and who you can pursue a claim against.
An attorney can also provide assistance in understanding what your claim may be worth. You need to know the types of compensation that you should be entitled to receive because understanding what your monetary damages should be can help you to negotiate a settlement.
Knowing what your claim is likely worth can also make it possible for you to determine if you should accept a settlement offer or if you should go to court to try to obtain more compensation because the settlement offer being made is not fair or reasonable in light of your injuries.
Types of Compensation Available to Accident Victims
Many different types of compensation could potentially be available to accident victims, including both compensation for actual financial loss as well as compensation for non-economic damages.
In a typical injury claim, victims could potentially be compensated for:
- Medical bills: You should be compensated for all medical costs for treatment made necessary as a result of your injury. You can also be compensated for treatment for pain, and for adaptive medical devices. If you will require ongoing treatment after the time your claim is resolved, you should be compensated for future medical bills.
- Loss of wages: Missed work time or taking sick days causes actual financial loss that you should be compensated for.
- Future lost income: If serious or permanent injuries cause you to become unable to work or reduce earning power, you should be compensated for the loss of future earning potential.
- Pain and suffering: You should be compensated for the physical pain you endure due to injuries. Calculating appropriate compensation for physical pain can be complicated, and there are a number of different formulas insurers tend to use including a per diem formula. The more proof you have of the pain you have endured, the more compensation you should receive.
- Emotional distress: If you experience PTSD, anxiety, insomnia, or other lasting emotional damage because of the accident or your injuries, you should be compensated.
Family members of victims could potentially be held responsible for loss of companionship or loss of consortium if their relative has been injured in such a way that he can no longer communicate or engage in marital relations. And, if a victim has been killed in an accident, surviving dependents could be entitled to wrongful death damages that include financial loss due to a victim no longer earning income for the family.
A Miami personal injury lawyer can provide help to those who are pursuing a claim for compensation after they have been hurt or after a loved one has been killed. Contact an attorney as soon as possible as your lawyer can help you to maximize the chances of negotiating a favorable settlement or obtaining full compensation in court.